Golden Rules for using Credit Cards
1. Pay Bill Before Time
2. Don’t spend over 60% of your credit limit
3. Always have sufficient funds in you Account
4. Don’t spend because you have credit card
5. Make money by savings account interest on 50 days
6. No EMI cost
7. Improve Your Cibil Score
8. Earn Attractive cashbacks
9. Earn reward points on credit cards
10. Income Tax benfit on Business Expense
11. Track all your expenses on statements